Payday Advance is not an actual lender, but a referral service. Once a pre-approval form is submitted, the service returns a list of five possible lenders.

However, we question the resulting lender list, since we tried several scenarios and kept getting a list of the same five lenders in the same order. Payday Advance supposedly refers to nearly 300 lenders nationwide; however, we even tried several different states and kept getting back the same list. Four of the lenders on the list are included in this review site.

Although Payday Advance in not a secure site, it does not require applicants to submit personal information with the pre–approval application. Keep in mind that if you choose one of the lenders and submit an application, to review their security methods before you submit personal information.

Please Note: We did not actually acquire a loan from any of the services we reviewed. We cannot make any statements about how a service operates once a loan is attained, we merely compared available information.