Our editorial staff evaluates products and services independently, but Top Ten Reviews may earn money when you click on links. Learn More


NetLoanUSA Review

Author by

PROS / NetLoanUSA decides on your loan quickly and can connect you with third-party lenders.

CONS / Because this is a loan-matching service, the loan amount, APR and terms vary depending on which lender approves your loan.

 VERDICT / NetLoanUSA offers quick decisions and a large network of lenders so you can find the right payday loan.

Editor’s Note: This product has been removed from our site because it is no longer part of our top 10 ranking. You can still read our original review below, but Top Ten Reviews is no longer updating this product’s information.


Connecting borrowers and lenders for nearly a decade, NetLoanUSA is no stranger to the lending game. While not a direct lender, it has a large network of lenders with whom it can connect you once you complete your application. You can fill out your application online, have an answer quickly and get a fast payday loan. NetLoanUSA offers all of the features we consider important in a payday loan service.


NetLoanUSA offers loans in 42 states and can match you with lenders from its large network. Because lenders and state regulations vary, the amount of your loan and the associated fees and APR also vary. This service and most lenders may not require a credit check, but some lenders may wish to run one. Also be aware that most first-time borrowers likely won't be approved for the maximum amount available from a lender.


NetLoanUSA is one of the best payday loans services we reviewed, as it makes the process of applying for and getting a fast payday loan simple. You can generally complete your loan application over the phone or entirely online and have a quick response. The service has some good support options, but we were disappointed to not receive a response to our email. Overall, this is one of the best payday loan companies to use if you decide you need a loan to make it to your next paycheck.