Oportun offers loans in Las Vegas, Nevada, and five other states in the U.S. While it does offer in-store services, the number of locations could be restrictive. If you select this lender, you may apply in person or by calling the number listed on the company’s website. There is an online application system, but it is limited and not fully operational in every location where Oportun offers loans.
This lending service does not offer traditional payday loans in Las Vegas. Instead, it offers unsecured installment loans that range anywhere from a few hundred dollars up to a few thousand, depending on your eligibility.
The application process is relatively simple and can be completed in a matter of minutes. To apply, you must present a government-issued picture ID, proof of income for one month and, as a Nevada resident, proof of address. If you are eligible for a loan, Oportun offers same-day approval.
Like traditional payday lenders, Oportun offers no credit check loans in Las Vegas. The company works with you even if you have poor credit or no credit. If you qualify for a loan, the terms will vary depending on the size of your loan and your financial history. The company website lists its typical terms, so make sure to check before you apply for your loan.
If your loan application is approved, you can choose to receive the funds in the form of a check or a prepaid debit card, which you must pick up at a Oportun location. This company does not offer direct deposit, which might be inconvenient when you need money quickly. The best way to receive your funds in a timely manner is to apply for your loan at one of Oportun’s storefronts so you can take the money with you when you leave. Oportun has numerous payday loan storefronts throughout Las Vegas, so finding a location should not be difficult as long as you live in the city.
While Oportun does not operate like a traditional payday lending service, we still recommend exploring other options before pursuing this route. Consider contacting your local credit union for information about personal loans or seeking a consigner, which could help you get a lower interest rate.
Oportun offers loans in Las Vegas, Nevada, and in a few other states in the western U.S. If you do not live in Las Vegas, accessing this lender could be difficult.