Dollar Loan Center offers online and in-store loans in four different states: Utah, California, Nevada and South Dakota. If you live in Las Vegas, you can apply for a loan online or visit one of the many locations Dollar Loan Center has throughout the city.
This lender does not provide standard payday loans in Las Vegas. Instead it offers signature, or installment, loans. These loans are unsecured, meaning they often come with higher interest rates than typical loans. Check Dollar Loan Center’s website for exact information.
Dollar Loan Center is a good option for a 24-hour payday loan in Las Vegas. It gives you access to an online portal, so you can apply for a loan or check a current loan’s balance at any time. When you apply for a loan, you must provide a state-issued photo ID, proof of income and proof of address. If approved, you will receive funds in your account within two business days.
A typical payday loan is for a set amount, including the amount you borrow and the fees associated with it. An installment loan does not have a set amount, and the interest builds up over time. It is better to pay off your loan quickly to prevent paying an excess amount in interest. The state of Nevada regulates payday loans in Las Vegas and protects borrowers from early payment penalties.
The other type of loan Dollar Loan Center offers is a title loan. To receive this loan, you must put up your car as collateral. If you fail to make your payments, Dollar Loan Center will repossess your car as payment. To apply for a title loan, you must visit Dollar Loan Center in person. One key thing about a title loan is that it does not require you to have a bank account. Not many payday loan centers in Las Vegas lend if you have no bank account.
While putting your car title up for cash or seeking an unsecured installment loan might seem like a good way to get money, these options are incredibly risky. For example, if you had another unforeseen expense that left you unable to pay your loan, you could lose your car. We recommend considering other options, like a personal loan with a credit union. If you need help managing money, we recommend talking with a debt management consultant.
Dollar Loan Center offers lending options other than payday loans in Las Vegas. You can pursue a loan through the online portal or apply for a title loan in person.