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Check City Review

Check City is a direct-lending company that offers payday loans in Nevada and has locations in Las Vegas. It also offers lending services in three other states: California, Utah and Virginia. This lender offers online payday loans and in-store services in its numerous physical locations.

Applying for a payday loan online or in store is a simple process. When you apply online, you receive funds within 24-hours of your loan approval, and when you apply in person, you can leave with your money that day. Though Check City’s Las Vegas branches offer loans without credit checks, they do require verification of income and other personal information. To apply, you must provide proof of steady income, a government-issued photo ID and an active checking account.

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The rates and terms for Check City’s payday loans vary. The industry-standard term is 14 days, and Check City fits within this standard with most of the loans it offers. Be sure to check the company’s website for current rates and terms before applying for or committing to a payday loan.

When your loan is due, Check City automatically deducts the money from your bank account. If you cannot pay back the full amount, you can seek an extension, though this incurs further fees on top of what you already owe. Try to avoid a loan rollover, as this can further burden you with debt.

Other services Check City offers include money wiring, money ordering, gold buying and check cashing. It also offers loans other than payday loans, if you want to go a different route.

Payday loans provide access to quick cash in the event of an emergency or unexpected expense. A payday loan should never be used for day-to-day expenses nor should it be your first option in a financial crisis. Before seeking a payday loan, we recommend getting help from a financial counselor or trying to secure a loan through a local credit union, which often offers personal loans for less risk than a payday loan.

Check City is a direct lender that offers payday loans in Las Vegas, Nevada. It provides both in-store and online payday loans, so you can choose the most convenient option when applying. It also offers non-loan services like bill pay and check cashing.

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