CashNetUSA is a direct online payday lender that does not have storefronts. It offers payday loans, installment loans and lines of credit in Nevada and 37 other states. Loan terms, rates and fees may vary from state to state, since each state has different requirements for payday lenders. Before you apply, we advise looking on CashNetUSA’s website to check its current rates and fees.
Applying for an online payday loan in Las Vegas is a straightforward procedure. CashNetUSA doesn’t check your credit, so you do not have to worry about being denied a loan for having a low credit score. Though CashNetUSA does not pull your credit when you apply for a loan, it does look into your financial background before it approves your request. To qualify for a payday loan, the company requires that you have been employed for at least one month and have an active checking account, email address and valid U.S. driver’s license. You must also be at least 18 years old and a U.S. citizen or permanent resident.
If your online application is approved, funds are typically direct deposited into your account within a couple of business days. You can also request a paper check be sent to you, which gives you a grace period of one day for depositing it.
Typically, payday loan terms are 14 days, but this can vary. The amount that you owe will be explained to you upfront, before you take out your online payday loan in Las Vegas. If you cannot make your loan payment when it comes due, you can apply for an extension through CashNetUSA’s online portal. If you do not need an extension, the lender will automatically withdraw the amount that you owe.
This online payday loan provider in Las Vegas offers more than just payday loans. It also provides installment loans and lines of credit. Installment loans are similar to traditional loans; they are for larger sums and have set repayment schedules, rather than lump sum payments. Lines of credit allow you to borrow money as you need it.
Though a payday loan is a way to get fast cash, it comes with substantial risks and high fees. If you miss your payments, you could end up in a hard-to-escape debt cycle. If you need money for an emergency or unforeseen expense, we recommend exploring other options, like finding a cosigner for a loan with a local credit union. Credit unions typically offer loans for lower rates and fewer risks than payday loans.
CashNetUSA is an online payday lender that offers payday loans in Las Vegas. Its website provides detailed information about current rates and fees, so be sure to thoroughly read the details before signing a contract.