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Check City Review

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PROS / This service has less requirements that the borrowers must follow.

CONS / Only available in 22 states due to legal issues.

 VERDICT / This may be the best service provider because almost anyone can borrow money and get it fast.

Editor’s Note: This product has been removed from our side-by-side comparison because it has been replaced by another product]. You can still read our original review below, but Top Ten Reviews is no longer updating this product’s information.

Check City

Check City offers loans in 22 states, has competitive rates, and does not have a minimum income requirement. With this service you can easily fill out an application online and get approval fast. You can also visit one of their stores and get full access to everything they provide.

This payday loan service provides much more than just short term loans, they also provide check cashing, prepaid debit cards, title loans, money orders, prepaid phone cards, gold buying, money transfers, insurance, tax services and mortgages, depending on the state. They can also provide direct deposits, over night deposits, electronic transfers and more. You can even apply by phone.

They provide secure transfers of information, and have been around a while, over 10 years online with a good reputation. We also liked that they provide a variety of ways for you to contact customer service, including by telephone, email and instant chat.


Check City provides a secure transfer for your sensitive information and has a solid privacy policy in place. They have also been online for 10 years and have a good reputation with the Better Business Bureau.


Overall, we had good experiences with Check City and found their services to be competitive and varied. They can provide fast loans to almost anyone with a steady income and they have an excellent reputation, certainly worth looking into if you find yourself in a serious financial crunch. Their emphasis on customer service combined with loan rates that are now lower than other providers combined to earn them our top ranking.

Check City