PROS / 24/7Loan has a quick and efficient online application process that may not require you to fax any paperwork.
CONS / Because it is not a direct dealer, the service cannot guarantee any loan amount or APR.
VERDICT / 24/7Loan is a top payday loan service, with competitive fees and interest rates.
Editor’s Note: This product has been removed from our site because it is no longer part of our top 10 ranking. You can still read our original review below, but Top Ten Reviews is no longer updating this product’s information.
24/7Loan is a payday loan service whose entire loan process is online, so you don't have to leave the comfort of your home. This service matches you with third-party lenders that may be willing to loan you a cash advance to help you make your bills and cover unexpected expenses. The application process is simple, and you can have your money quickly. 24/7Loan has competitive fees and APRs available.
This payday loan service is not a direct lender, so many of the features and terms of the loan you receive will depend on the lender. The service can connect you with lenders who may be willing to grant you a short-term payday loan, although most first-time applicants are not approved for the full available loan amount from most lenders. You come to an agreement with your lender as to the exact amount of your loan, fees and APR. Some states prohibit payday loans or the use of online payday services, but 24/7Loan is available in 42 states.
24/7Loan is one of the best options if you need a fast payday loan. It is not a direct lender, so the amount of your loan, APR, fees and terms vary depending on which lender you choose, but in general, the fees and interest rates are on par with its competitors, and the terms of repayment are standard. The decision process is fast. Although you will not know all of the associated interest rates and fees before you apply, 24/7Loan is still one of the best payday loan services.