Web Services » Business & Finance » Payday Loans Review
2015 Best
Payday Loans Review
REVIEWS AND COMPARISONS
Displaying 2 - 10 of 10 « prev | next »
Ratings
Overall Rating
Loan Features
Ease of Use
Repayment Terms
Help & Support
10.00
9.83
9.57
9.25
9.07
8.13
8.10
7.90
7.73
7.23
10.00
10.00
10.00
10.00
10.00
7.50
8.13
6.88
9.38
6.25
10.00
9.38
9.38
9.38
8.75
7.50
6.88
7.50
5.00
7.50
10.00
10.00
10.00
8.75
8.75
10.00
8.75
10.00
8.75
8.13
10.00
10.00
7.50
7.50
7.50
7.50
10.00
7.50
7.50
7.50
Loan Features
Maximum Loan Amount
?
$1,000
$1,000
$1,000
$1,000
$5,000
$1,000
$1,000
$1,000
$1,500
$1,000
APR (Annual Percentage Rate)*
?
59 - 789%
384 - 789%
384 - 789%
36 - 406%
125 - 363.86%
154.65 - 782.14%
235 - 683%
651%
36 - 615%
506.94 - 651.57%
Cost of Credit per $100 Borrowed
?
$10 - 30
$10 - 30
$10 - 30
$17
$2 - 14
$13.05 - 30
$10 - 25
$25
$2 - 24
$25
Participating States (of 46)
?
42
42
42
15
14
23
30
28
46
42
Ease of Use
Website & Application Process
100%
95%
95%
100%
100%
90%
80%
90%
70%
85%
Approval Time Frame
?
90 seconds
90 seconds
90 seconds
Instant
Instant
60 seconds
Instant
Hours
Hours
Minutes
Waiting Time Frame for Next Loan
?
Same day
Same day
Same day
3-4 business days
2 - 3 days
1 day
No restriction
Same day
Same day
Same day
Direct Deposit to Checking Account
Next-day Deposit
?
Same-day Deposit
?
 
 
 
 
Approval Over Phone
 
 
 
 
 
 
 
Repayment Terms
Maximum Term of Loan
?
100 days
Varies
Varies
30 days
14 days
28 days
30 days
35 days
14 days
16 days
Automatic-Withdrawal Repayment
?
Payment Extension
?
Loan Rollover
?
 
 
 
No Penalty for Early Payoff
?
 
Help & Support
Telephone
Email/Web Form
FAQs
Live Chat
 
 
 
 
 
 
 
Loan Application Requirements
Minimum Monthly Income
?
No minimum
No minimum
No minimum
No minimum
No minimum
No minimum
No minimum
No minimum
$1,000
$1,000
Current Income Requirement
?
Varies
Varies
Varies
Valid income
Valid income
Valid income
Employed 30 days
Valid income
Valid income
Employed
Valid Checking Account
?
Paycheck Schedule
?
Valid Email Address
Social Security Number
18+ Years of Age
?
Driver's License/Photo ID
No Credit Check
?
 
 
 
No Required Faxed Documents
?
 
No Bankruptcy Disqualification
?
 
 
 
Service Features
Headquarters
Arizona
Arizona
Arizona
California
Texas
Tennessee
Illinois
Ohio
Delaware
Utah
Year Founded
2005
2005
2005
2012
2013
1993
2003
1994
2003
2000
Privacy Policy & Site Encryption
Direct Lender